Terms of Service

1. Acceptance of Terms

By accessing or using ProbizAI's platform and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Services.

2. Description of Services

ProbizAI provides an AI-powered financial growth platform that helps businesses solve cash flow challenges, optimize capital access, and accelerate growth. Our Services include cash flow forecasting, funding opportunity matching, financial optimization, and other related features.

3. Account Registration

To use our Services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

4. Subscription and Payments

Some of our Services require a paid subscription. By subscribing to our Services, you agree to pay the applicable fees as they become due. All fees are non-refundable unless otherwise specified. We may change our fees at any time, but will provide you with advance notice before any changes take effect.

5. Free Trial

We may offer a free trial of our Services. At the end of the free trial period, you will be automatically charged the applicable subscription fee unless you cancel your subscription before the end of the trial period.

6. Data and Privacy

Our collection and use of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

7. User Content

You retain ownership of any content you submit to our Services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your User Content in connection with providing and improving our Services.

8. Prohibited Conduct

You agree not to:

• Use our Services for any illegal purpose or in violation of any laws or regulations
• Violate or infringe the rights of others, including intellectual property rights
• Interfere with or disrupt our Services or servers or networks connected to our Services
• Attempt to gain unauthorized access to our Services or other user accounts
• Use our Services to transmit malware, viruses, or other harmful code
• Engage in any activity that could damage, disable, overburden, or impair our Services
• Use automated means to access or use our Services without our permission

9. Intellectual Property

Our Services and all content and materials included on our Services, such as text, graphics, logos, images, and software, are the property of ProbizAI or our licensors and are protected by copyright, trademark, and other intellectual property laws.

10. Termination

We may terminate or suspend your access to our Services at any time, with or without cause, and with or without notice. Upon termination, your right to use our Services will immediately cease, and you must cease all use of our Services.

11. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12. Limitation of Liability

IN NO EVENT WILL PROBIZAI, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

13. Indemnification

You agree to indemnify, defend, and hold harmless ProbizAI and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our Services.

14. Governing Law

These Terms and your use of our Services will be governed by and construed in accordance with the laws of the State of California, without giving effect to any choice or conflict of law provision or rule.

15. Changes to Terms

We may revise these Terms at any time by posting an updated version on our platform. Your continued use of our Services after any changes to these Terms constitutes your acceptance of the revised Terms.

16. Contact Information

If you have any questions about these Terms, please contact us at:

ProbizAI, Inc.
123 Financial District
San Francisco, CA 94104
Email: legal@probizai.com
Phone: (555) 123-4567